this post was submitted on 26 Apr 2024
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Privacy

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[–] Crackhappy 6 points 5 months ago (2 children)

I have never driven a car that tracks me, and I pay approx $50 a month for two cars.

[–] [email protected] 3 points 5 months ago (1 children)

I have an 11 year old vehicle, no tickets, no points, never had a claim. In Michigan I’m paying nearly 700 every six months for the cheapest no coverage insurance. I absolutely hate insurance, I would rather just take my chances than throw so much money into a hole that is on fire but the government says I can’t.

[–] rektdeckard 1 points 5 months ago

I used to think this way. My car was totaled last month when my partner was hit by an unlicensed driver. The other driver stuck around to exchange info, but literally disappeared after that; unreachable by her insurance company or ours since then. I couldn't imagine the financial and emotional ruin we'd be in right now without car insurance, trying to track down this person to sue her for the money to replace our vehicle.

Instead, we already got our payout and have a brand new model year of the car we already had. It really only cost us some time, and money already spent on interest and registration fees. Insurance is unfortunately a critical load-bearing beam in our society as it is.

[–] Iceblade02 1 points 5 months ago* (last edited 5 months ago)

My car is seven years older than me and basic traffic insurance is ~300€ (equivalent) per year.