this post was submitted on 26 Apr 2024
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Privacy

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[–] rektdeckard 1 points 5 months ago

I used to think this way. My car was totaled last month when my partner was hit by an unlicensed driver. The other driver stuck around to exchange info, but literally disappeared after that; unreachable by her insurance company or ours since then. I couldn't imagine the financial and emotional ruin we'd be in right now without car insurance, trying to track down this person to sue her for the money to replace our vehicle.

Instead, we already got our payout and have a brand new model year of the car we already had. It really only cost us some time, and money already spent on interest and registration fees. Insurance is unfortunately a critical load-bearing beam in our society as it is.