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I used the poor to defeat the poor (lemmy.world)

submitted 11 months ago by Stamets to c/[email protected]

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[–] [email protected] 1 points 11 months ago (1 children)

Are there any systems I (pun unintended) buy into when using a credit card over a debit card?

I'm still agreeing to a bank, for instance, when credit unions are an alternative.

Apologies for the naivete. Seems like my education failed me here.

[–] grayman 2 points 11 months ago

Cash back is with CC only. Other than the immediate financial debit, they're the same in almost every way from the standpoint of a transaction. The use contract favors the bank with a debit card whereas it favors the card holder with a credit card.

My main credit card is through a credit union. So are most of my accounts. I avoid traditional banks too.