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this post was submitted on 21 Jul 2023
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Lol at "but covid" when he was selling shit that should have been cleared out 2 years before covid landed.
That said, his point about outgoings staying the same (minus less staff no doubt) while turnover slowed massively is true.
I said back in 2020 that banks needed to be forced to suspend repayments. Just freeze it right there at the top and all the layers of dependency underneath would also stop.
Next time we do this, we hold a (metaphorical) gun to the banks' heads and just freeze things for maybe 4x incubation times worldwide and the virus would not have spread.