this post was submitted on 05 Sep 2023
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Daily Discussion Thread: Wed 06 Sep 2023 (aussie.zone)
submitted 1 year ago by [email protected] to c/[email protected]
202 comments fedilink hide all child comments
 

Welcome to the Melbourne Community Daily Discussion Thread.

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[–] [email protected] 4 points 1 year ago* (last edited 1 year ago) (6 children)

Anyone here have suggestions/know of an unbiased financial advisor?

We’re paying way too much on car rental now so looking to replace that with our own car.

Tossing up between buying a brand new 2023 Corolla hybrid sedan for $37k driveaway, getting a used 2020 Corolla hybrid hatch with 52000km for $30k driveaway (but my wife and I collectively agree that the 2023 option would be better). From dealer.

Also tossing up between a novated lease vs a People Choice Credit Union car loan (not doing cash anymore). Have trouble doing a true comparison taking into account the balloon payment but from my limited abilities, it seems like the CU is cheaper when factoring in that $11k novated balloon.

[–] [email protected] 4 points 1 year ago (4 children)

My personal experience is that Novated Leases are not financially competitive compared to a car loan and buying outright. Especially at the lower end of car cost scale like you are.

The GST savings are minimal/non existent, the tax savings are minimal, the maintenance and admin costs are inflated and of course that damned balloon. You'll end up paying way more than you should for the car with the added pain of a direct reduced income.

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[–] [email protected] 4 points 1 year ago (4 children)

Any string players here? What do call a violin that's strung as a viola? An orchestra person I know mentioned it to me in passing, but i haven't been able to find it again....

[–] [email protected] 3 points 1 year ago* (last edited 1 year ago) (1 children)

A chin cello?

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[–] [email protected] 2 points 1 year ago

You call it confused

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[–] [email protected] 4 points 1 year ago (1 children)

I slept appallingly last night but it is what it is. Maybe tonight will be better.

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[–] [email protected] 4 points 1 year ago* (last edited 1 year ago) (2 children)

It may reveal a little too much about me, but this just came up in my YouTube recommendations.

[–] [email protected] 4 points 1 year ago

Imma git pitted. So pitted

[–] [email protected] 3 points 1 year ago

That made me cack noice

[–] [email protected] 4 points 1 year ago (4 children)

Does anyone know if you can use an 8bitDo controller with a ps4? I know you can't with a ps5, but I can't find a straight answer about the ps4. Seems like maybe, with an adaptor?

[–] [email protected] 3 points 1 year ago

There are adapters you can use for that. I have one for my switch to use PS4 controllers, pretty sure the reverse is possible.

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[–] [email protected] 3 points 1 year ago

And silly brain… Unsettling dreams again for about the 3rd time in a week. This is not enjoyable at all.

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